:root{--navy:#092042;--navy2:#16365f;--grey:#5c6470;--bg:#f5f7fa;--line:#dde3ea;--ph:#7a3e00}
*{box-sizing:border-box}html{font-size:100%}body{margin:0;font-family:"Segoe UI",system-ui,-apple-system,Arial,sans-serif;color:#1d2530;line-height:1.6;background:#fff}
img{max-width:100%;height:auto}.wrap{max-width:1100px;margin:0 auto;padding:0 1.25rem}
a{color:var(--navy2)}a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible{outline:3px solid #f2a900;outline-offset:2px}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:.6rem 1rem;z-index:10}.skip:focus{left:0}
.site-header{border-bottom:1px solid var(--line);background:#fff}.hdr{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:.5rem;padding-top:.75rem;padding-bottom:.75rem}
.brand img{display:block;width:225px}nav ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:.25rem 1.25rem}
nav a{text-decoration:none;color:var(--navy);font-weight:600;padding:.35rem 0;border-bottom:2px solid transparent}nav a:hover,nav a[aria-current]{border-color:var(--navy)}
h1,h2,h3{color:var(--navy);line-height:1.25}h1{font-size:clamp(1.8rem,4vw,2.6rem);margin:.2em 0 .5em}h2{font-size:1.5rem;margin-top:2rem}
.hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:4rem 0}.hero.sm{padding:2.5rem 0}.hero h1{color:#fff;max-width:20ch}
.hero .lead{font-size:1.15rem;max-width:60ch;color:#e6ecf3}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.85rem;color:#c8d3e0;margin:0}
.btn{display:inline-block;background:#fff;color:var(--navy);font-weight:700;padding:.75rem 1.3rem;border-radius:4px;text-decoration:none;border:2px solid #fff;margin:.3rem .5rem .3rem 0;cursor:pointer;font-size:1rem}
.btn-alt{background:transparent;color:#fff}main .wrap .btn,.form .btn{background:var(--navy);color:#fff;border-color:var(--navy)}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:1.25rem;margin:1.5rem 0}.card{border:1px solid var(--line);border-top:4px solid var(--navy);border-radius:4px;padding:1.25rem;background:#fff}.card h3{margin-top:0}
.band{background:var(--bg);padding:1rem 0 2.5rem;margin-top:2rem}.two{display:grid;grid-template-columns:1fr 1fr;gap:2.5rem;padding-bottom:2rem}
.ticks{padding-left:1.2rem}.ticks li{margin:.5rem 0}
.cta{background:var(--navy);color:#fff;text-align:center;padding:3rem 0;margin-top:2rem}.cta h2{color:#fff;margin-top:0}.cta .wrap .btn{background:#fff;color:var(--navy);border-color:#fff}
.ph{background:#fff4e0;color:var(--ph);border:1px dashed #c77700;padding:0 .3em;border-radius:3px;font-weight:600}
.photo{background:var(--bg);border:1px dashed var(--line);min-height:300px;display:flex;align-items:center;justify-content:center;margin-top:2rem;padding:1rem;text-align:center}
.form label{display:block;font-weight:600;margin-top:1rem}.form input,.form textarea{width:100%;padding:.65rem;border:1px solid #8a94a3;border-radius:4px;font:inherit}.small{font-size:.9rem;color:var(--grey)}
.prose{max-width:760px;padding-bottom:2rem}
.site-footer{background:#0d1a2c;color:#d5dde7;padding:2rem 0;font-size:.95rem}.site-footer a{color:#fff}.fgrid{display:flex;justify-content:space-between;flex-wrap:wrap;gap:1rem}
.icaew{background:#fff;padding:4px;border-radius:3px}.legal{font-size:.85rem;color:#b9c4d2}.site-footer .ph{font-weight:600}
@media(max-width:760px){.two{grid-template-columns:1fr;gap:0}.hero{padding:2.5rem 0}.brand img{width:180px}}
h4{color:var(--navy);margin:0 0 .4rem;font-size:1.1rem}.group{margin:1.5rem 0 0;color:#5c6470;text-transform:uppercase;letter-spacing:.08em;font-size:.95rem}
.cards{margin-top:.75rem}.trust{background:#F4F6F9;border-bottom:1px solid var(--line)}.trust ul{list-style:none;margin:0;padding:1rem 0;display:flex;flex-wrap:wrap;gap:.5rem 2.5rem;justify-content:center;font-weight:600;color:var(--navy)}
.trust li::before{content:"\2713\00a0";}.band{background:#F4F6F9}.steps li{margin:.6rem 0}
.hp{position:absolute;left:-9999px}.check{display:flex;gap:.6rem;align-items:flex-start;margin-top:1rem}.check input{width:1.2rem;height:1.2rem;margin-top:.3rem;flex:none}.check label{font-weight:400;margin:0}
.hero .btn{background:#fff;color:var(--navy);border-color:#fff}.hero .btn-alt{background:transparent;color:#fff}
.tw{display:flex;align-items:center;justify-content:center;flex-wrap:wrap;gap:1rem 2rem;padding:.75rem 1.25rem}.tw img{width:100px}.trust ul{padding:0}
/* v2 */
.btn{border-radius:4px}.hero .btn,.cta .btn,.cta .wrap .btn{background:#fff;color:#092042;border:2px solid #fff}.hero .btn-alt{background:transparent;color:#fff;border:2px solid #fff}
.hero .btn:hover{background:#e8edf3;border-color:#e8edf3}.hero .btn-alt:hover{background:rgba(255,255,255,.12);color:#fff}
.hero a:focus-visible,.cta a:focus-visible,.site-footer a:focus-visible{outline:3px solid #f2a900;outline-offset:3px}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:2rem;align-items:center}.hero-art{width:100%;height:auto;max-height:320px}
.why{padding:1.5rem 0 .5rem}.why h2{margin-top:.5rem}.why-list{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem}
.why-list li{border-left:3px solid #092042;padding:.25rem 0 .25rem 1rem}
.card{padding:1.6rem 1.5rem 1.4rem}.cards{gap:1.5rem}.ico{stroke:#092042;stroke-width:1.6;fill:none;stroke-linecap:round;stroke-linejoin:round;display:block;margin-bottom:.75rem}
.ph,.site-footer .ph{background:transparent;color:#5c6470;border:1px dashed #9aa3ae;font-weight:400;font-size:.88em;font-style:italic;padding:0 .35em;border-radius:3px}
.site-footer .ph{color:#b9c4d2;border-color:#6b7a8c}.hero .ph{color:#d5dde7;border-color:#8fa0b5}
@media(max-width:760px){.hero-grid{grid-template-columns:1fr}.hero-art{max-height:170px}.why-list{grid-template-columns:1fr}}
main .hero .wrap .btn{background:#fff;color:#092042;border-color:#fff}main .hero .wrap .btn-alt{background:transparent;color:#fff;border-color:#fff}
main .hero .wrap .btn-alt:hover{background:rgba(255,255,255,.12)}
/* v3 */
.sec{padding:3.5rem 0}.tint{background:#eef2f7}.band{margin:0}
main h2{position:relative;padding-bottom:.6rem;margin-top:0;font-size:1.75rem}main h2::after{content:"";position:absolute;left:0;bottom:0;width:48px;height:3px;background:#818181;border-radius:2px}
.cta h2,.hero h2{padding-bottom:.6rem}.cta h2::after{left:50%;margin-left:-24px;background:#c8d3e0}main h2.noacc::after{display:none}
.trust{background:#fff}
.why-cards{list-style:none;padding:0;margin:1.5rem 0 0;display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}.why-cards h3{margin:.2rem 0 .4rem;font-size:1.15rem}.why-cards p{margin:0}
.steps{list-style:none;padding:0;margin:1.5rem 0 0;display:grid;grid-template-columns:repeat(4,1fr);gap:1.25rem;counter-reset:s}
.steps li{counter-increment:s;margin:0}.steps li::before{content:counter(s);display:inline-flex;width:2.2rem;height:2.2rem;border-radius:50%;background:#092042;color:#fff;font-weight:700;align-items:center;justify-content:center;margin-bottom:.6rem}
.steps h3{font-size:1.05rem;margin:.2rem 0 .3rem}.steps p{margin:0}
.feature-wrap{background:#092042;padding:3rem 0}.feature{display:flex;gap:1.5rem;align-items:flex-start;color:#e6ecf3;border:1px solid #3a5478;border-radius:6px;padding:2rem;background:#0f2a52}
.feature h2{color:#fff;margin:.2rem 0 .6rem}.feature .ico{stroke:#fff;width:44px;height:44px;flex:none}.eyebrow-d{text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;color:#c8d3e0;margin:0}
main .feature .btn{background:#fff;color:#092042;border-color:#fff;margin-top:.5rem}
.flogo img{background:#fff;padding:10px 14px;border-radius:8px;width:220px;height:auto;box-sizing:content-box}
.brand img{width:240px}
@media(max-width:900px){.steps{grid-template-columns:1fr 1fr}}
@media(max-width:760px){.why-cards,.steps{grid-template-columns:1fr}.sec{padding:2.5rem 0}.feature{flex-direction:column;padding:1.5rem}.brand img{width:190px}}
.fgrid{display:grid;grid-template-columns:1fr auto;gap:1.5rem 3rem;align-items:start}.fgrid>div:last-child{text-align:left}@media(max-width:760px){.fgrid{grid-template-columns:1fr}}
/* v3.1 */
.ph{padding:0 .25em}
.headshot{border-radius:50%;width:160px;height:160px;object-fit:cover;display:block;border:4px solid #fff;box-shadow:0 0 0 1px #dde3ea}
.headshot.sm{width:96px;height:96px;flex:none}.teaser{display:flex;gap:1.25rem;align-items:flex-start}.teaser p{margin-top:0}
.aside{padding-top:3.5rem;display:flex;justify-content:center}
.icaew-l{padding:16px;box-sizing:content-box;width:135px;height:50px}.tw{gap:1rem 2.5rem}.tw img{width:135px}
.ficaew{margin:1.25rem 0 0}.ficaew img{padding:16px 16px 16px 0;box-sizing:content-box;width:135px;height:50px;display:block}
.li{display:inline-flex;color:#0a66c2;vertical-align:middle}.site-footer .li{color:#fff}.li-row a{vertical-align:middle}
@media(max-width:760px){.aside{padding-top:1rem;justify-content:flex-start;order:-1}.teaser{flex-direction:column}}
/* v3.2 service cards */
.card.svc{background:#EAF2FB;border:1px solid #CFE0F5;border-top:4px solid #CFE0F5}
.card.svc .ico{background:#CFE0F5;border-radius:50%;padding:8px;width:44px;height:44px;box-sizing:border-box}
.card.svc{border-top-color:#A9C6EA}
/* v3.5 */
.useful{margin:.8rem 0 0;padding-top:.7rem;border-top:1px solid #CFE0F5;font-size:.95rem}
.tiles{grid-template-columns:repeat(3,1fr)}.tiles h3{margin:.2rem 0 .4rem;font-size:1.2rem}
ul.inline{list-style:none;padding:0;margin:.8rem 0 0;display:flex;flex-wrap:wrap;gap:.4rem}ul.inline li{font-size:.85rem;background:#fff;border:1px solid #CFE0F5;border-radius:999px;padding:.15rem .6rem;color:#092042}
@media(max-width:900px){.tiles{grid-template-columns:1fr}}
.hero-side{display:grid;place-items:center}.hero-side>*{grid-area:1/1}
.hero-photo{margin:0;text-align:center;position:relative}
.hero-photo img{display:block;margin:0 auto;width:var(--hp-d);height:var(--hp-d);border-radius:50%;object-fit:cover;border:3px solid #CFE0F5;box-shadow:0 6px 20px rgba(0,0,0,.25)}
.hero-photo figcaption{margin-top:.75rem;font-size:.9rem;color:#e6ecf3}
@media(max-width:760px){.hero-photo img{width:var(--hp-m);height:var(--hp-m)}.hero-side{order:-1;justify-self:start}.hero-photo{display:flex;align-items:center;gap:.9rem;text-align:left}.hero-photo figcaption{margin-top:0}.hero-side.with-art .hero-art{display:none}}
@media(min-width:761px) and (max-width:1100px){.hero-photo img{width:min(var(--hp-d),250px);height:min(var(--hp-d),250px)}}
.hero-photo figcaption strong{display:block;font-weight:700;color:#fff}.hero-photo figcaption span{display:block;font-weight:400}
.about-photo{padding-top:3.5rem;justify-content:flex-end;align-items:flex-start}
.about-img{display:block;width:100%;max-width:380px;height:auto;aspect-ratio:4/5;object-fit:cover;border-radius:16px;border:4px solid #fff;box-shadow:0 0 0 1px #dde3ea,0 10px 30px rgba(9,32,66,.12)}
@media(max-width:760px){.about-photo{order:-1;justify-content:center;padding-top:1.5rem;padding-bottom:1rem}.about-img{max-width:190px}}